What is Roadside Assistance Insurance?

Roadside Assistance Wayne County, MI insurance offers peace of mind by providing help when your car breaks down or if you experience unexpected issues like flat tires, lockouts, or dead batteries and you may make it to the Party Hall Brooklyn in time for the party.

Types of Coverage

  • Towing: Covers getting your disabled vehicle to the nearest repair shop.
  • Battery Jumpstart: A technician will jumpstart your car if the battery dies.
  • Tire Changes: Assistance in replacing a flat tire with your spare.
  • Fuel Delivery: If you run out of gas, a small amount will be delivered.
  • Lockout Service: Helps if you accidentally lock your keys in the car.
  • Additional Perks: Some plans offer trip interruption coverage (for lodging/meals if your breakdown occurs far from home) or extrication (if your vehicle gets stuck).

How to Get Roadside Assistance Insurance

  1. Auto Insurance: Many major auto insurers offer roadside assistance as an add-on for a nominal fee.
  2. Dedicated Providers: Companies like AAA and Better World Club specialize in roadside assistance plans, often with multiple tiers of coverage.
  3. Credit Cards: Some credit cards offer roadside assistance as a travel benefit. Check your card’s perks.
  4. Car Manufacturers: New cars often come with roadside assistance as part of the warranty.

Factors to Consider

  • Coverage Limits: Check towing mileage limits, the number of service calls allowed annually, and any extra fees that might apply.
  • Service Area: Ensure the coverage extends to the areas where you typically drive.
  • Response Times: Look for providers who guarantee a quick response.
  • Cost: Compare the costs of different plans and weigh them against the value you see in potential services.

Is Roadside Assistance Insurance Worth It?

It depends on:

  • Reliability of Your Vehicle: If your car is older or prone to issues, it could be valuable.
  • Driving Habits: Frequent road trips or driving in remote areas increase your risk of breakdowns.
  • DIY Skills: If you’re comfortable handling minor issues yourself, you might not need it.
  • Peace of Mind: Many people value the reassurance that help is just a call away.